Caregivers Guide to Choosing a Part D Plan
How Do I Choose A Medicare Prescription Drug Plan For My Loved One?
There are over 44 million caregivers in America who provide unpaid care to a loved one. As a caregiver (sons, daughters, friends, and professional caregivers), you want to make the best decision about the prescription drug needs for loved ones. This information will assist you in getting started.
As a caregiver, what do I need to know about choosing a Part D Plan?
It is important that you are aware of all the aspects of the Medicare Part D program so you can make decisions that will provide the appropriate care at an affordable price.
They include Medicare Part A (Hospital), Part B (Doctor's office visits), and Part D (prescription drug coverage). Medicare Advantage Prescription Drug Plans are also known as Medicare Part C with prescription drug coverage.
Note: One of the main advantages of a Medicare Advantage Prescription Drug Plan is that all insurance benefits are received from one company. This is sometimes referred to as an "All In One Medicare Plan" and sometimes less expensive.
These are plans that only include prescription drug coverage. Persons who purchase only Medicare Part D typically already have Original Medicare (Part A and Part B) and are satisfied with their coverage.
What is the open enrollment period for choosing a 2009 Medicare Plan?
The open enrollment period starts November 15th and ends December 31st of each year. All Seniors are eligible to enroll in a new plan or change Medicare plans during this time. For seniors turning 65 years old, the enrollment period is 3 months before and 3 months after the date in which they turned 65 or first become eligible for Medicare.
When will coverage begin?
Coverage will start on January 1st and be in effect for 12 months.
Can I enroll my loved one in a Medicare Health Plan?
Yes, caregivers (family members and professional caregivers) can use the Medicare Part D plan comparison tool to help a senior enroll in a drug plan directly from this website. Or give us a call at (888)484-0414; Mon-Fri 8:30-4:30.
What do I need to get started with the enrollment process?
Finding a Medicare Drug Plan that fits your needs is not easy to do. It is not one size fits all. Beacon is here to help. We represent some of the largest names in the Medicare Drug Plan business and can assist you in simplifying and customizing a plan that makes the most sense for you.
Need Help With Part D Enrollment? Call at (888)484-0414; Mon-Fri 8:30-4:30.
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