Question 11
Answer:
Under all of the plans, you are basically covered in the same way and at the same copay for emergency care while in Connecticut or traveling out of the area. Please refer to the benefit summaries in your 2009 benefit booklet for details on copays for emergency care while in the U.S. Under the Retiree Medical Plan F, emergency care is covered in full as the Anthem Retiree Medical Plan F will pick up the balances of all Medicare covered charges in the event of an emergency in the U.S.. Under the Anthem Private Fee for Service plans, emergency care has applicable copays as stated in the benefit summaries depending on which plan you choose. Under the Health Net Navy POS plan, emergency care is treated as if you were in Connecticut even if you have an emergency while traveling outside the state.