Question 12
Answer:
Traditional Medicare does NOT cover emergency care outside of the U.S.. The Electric Boat Retiree Medical Plan F will cover emergency and urgent care outside of the country but you will be subject to a $250 deductible and the plan will pay 80% up to a $50,000 lifetime maximum.
The Anthem Private Fee for Service plans cover both emergency and urgent care outside the U.S.. The copays and cost share related differ between the three plans. For inpatient emergent care, the coverage is the same as the Retiree Medical Plan F, however, the Anthem PFFS plans cover outpatient services out of the country at either no copay (for the High Option plan) or for a very small copay.
The Health Net Navy POS (Point of Service) plan covers you at $100,000 each calendar year for emergency care out of the country with a $50 copay. Urgent care outside the U.S. is covered only under very limited circumstances.