When can I enroll?
- The Annual Election Period is November 15th through December 31st for a change for January 1st.
- The Open Enrollment Period is January 1st through March 31st . You are able to make one change to a plan similar in coverage.
The chart below explains which plan changes are allowable during this period.
| Your Current Medicare plan type |
From January 1 through March 31 you can switch to |
| Medicare Advantage Plan with Prescription Drug coverage (MAPD) |
| Different MAPD |
| Original Medicare + Stand-alone Prescription Drug Plan (PDP) |
| MediGap + Stand-alone PDP |
| No switch—stay with current plan |
|
| Medicare Advantage Plan without Prescription Drug coverage (MA Only) |
| Different MA Only |
| Original Medicare |
| MediGap |
| No switch—stay with current plan |
|
| Original Medicare with a stand-alone PDP plan |
MAPD plan |
| Original Medicare without a stand-alone PDP plan |
MA-only plan |
- Medicare Special Need Programs are not subject to the enrollment periods listed above.
- March 31 is the last day to submit an enrollment form to switch to a new plan. The effective date for the enrollment forms received during Open Enrollment Period would be the first day of the month after the application was received.
- From April 1 until the end of the year, election periods are only available to people who are newly eligible for Medicare, or who qualify for a Special Election Period
- Special Election Period's occur between April 1 through November 14. Examples of qualifying events for a Special Election Period would be: those newly eligible for Medicare, or if a member moved out of the coverage area or state where the plan is available.
To see if you are eligible for Medicare Click Here.
Please click on the logos to see what each company has to offer:
Interested in learning more about Medicare Advantage Plans, Medicare Part D Plans, and Medicare Supplements available in your area?
Call us to either register for an upcoming seminar or for a one on one consultation. Please fill out a scope of appointment form and send it, email it or fax it in to us prior to a one on one consultation click below.
Scope of Appointment form (required by Medicare)
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As independent brokers, we are not employed by any insurance company. We are able to provide enrollment assistance, ongoing customer support and a yearly review of plan options at
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