When can I enroll?

IEP: Initial Election Period

7 months surround 65^th birthday

·         Can enroll in Medicare coverage of choice

·         If don’t enroll during IEP, could pay government penalty and may have to wait several months to enroll

 AEP: Annual Election Period

October 15 thought December 7

·         Can enroll in Medicare coverage of Choice

·        New plan benefits start January 1^st

MADP: Medicare Advantage Disenrollment Period

January 1 through February 14

During this time, can:

·         Disenroll from a Part C plan to return to Part A and B (Original Medicare)

·         Disenroll from a Part C plan with prescription drug coverage to return to, Part A and B (Original Medicare), and if desired, enroll in a stand-alone Part D plan

During this time, cannot:

·         Disenroll from a Part C plan to enroll in a new Part C plan

·         Switch from Parts A and B (Original Medicare) to enroll in a Part C plan

SEP: Special Election Period

Year round

Begins when special exceptions to the IEP, AEP, or MADP are met, such as:

1.    Losing employer coverage

2.    Moving to a different service area

3.    Getting both Medicare and Medicaid

4.    Being assigned to a Medicare Prescription Drug plan by the government

5.    Losing eligibility for state medical assistance coverage

6.    Qualifying for Medicare due to a disability

Medicare Supplement plans are open for enrollment year-round.  Beneficiaries may be able to enroll without underwriting regardless of age or health history if they apply due to certain events, such as lost of employer coverage or first becoming eligible for Medicare.

To see if you are eligible for Medicare Click Here.

Please click on the logos to see what each company has to offer:
 

Interested in learning more about Medicare Advantage Plans, Medicare Part D Plans, and Medicare Supplements available in your area?