Your Guiding Light To Medicare Coverage Solutions​

To see if you are eligible for Medicare Click Here

Interested in learning more about Medicare Advantage Plans, Medicare Part D Plans, and Medicare Supplements available in

your area?

Call us to either register for an upcoming seminar or for a one on one consultation.  Please fill out a scope of appointment form and

send it, email it or fax it in to us prior to a one on one consultation click below.

Scope of Appointment form (required by Medicare)


As independent brokers, we are not employed by any insurance company. We are able to provide enrollment assistance,

ongoing customer support and a yearly review of plan options at


710 Main Street Suite 10

Plantsville, CT 06479

Phone: 860-621-5071

Toll Free: 888-484-0414

Enrollment Periods:

When can I enroll?

IEP: Initial Election Period

7 months surrounding 65th birthday

  • ​Can enroll in Medicare coverage of choice
  • If don’t enroll during IEP, could pay government penalty and may have to wait several months to enroll.

AEP: Annual Election Period

October 15 through December 7

  • Can enroll in Medicare coverage of Choice.
  • New plan benefits start January 1st

MADP: Medicare Advantage Disenrollment Period

January 1 through February 14

During this time you can:

  • Disenroll from a Part C plan to return to Part A and B (Original Medicare).
  • Disenroll from a Part C plan with prescription drug coverage to return to, Part A and B (Original Medicare), and if desired, enroll in a stand-alone Part D plan.

During this time you cannot:

  • Disenroll from a Part C plan to enroll in a new Part C plan
  • Switch from Parts A and B (Original Medicare) to enroll in a Part C plan

SEP: Special Election Period

Year round

Begins when special exceptions to the IEP, AEP, or MADP are met, such as:

  1. ​Losing employer coverage
  2. Moving to a different service area
  3. Getting both Medicare and Medicaid
  4. Being assigned to a Medicare Prescription Drug plan by the government
  5. Losing eligibility for state medical assistance coverage
  6. Qualifying for Medicare due to a disability

Medicare Supplement plans are open for enrollment year-round.  Beneficiaries may be able to enroll without underwriting regardless of age or health history if they apply due to certain events, such as loss of employer coverage or first becoming eligible for Medicare.